At St. Joseph Housing Initiative, we know that people need safe, peaceful home environments to thrive and owning oneβs home is a major step forward in the path of financial independence. Where there are stable homes, there are healthy, harmonious neighborhoods. But neighborhoods are nothing without neighbors. When we help our neighbors begin a path toward homeownership, we all benefit. When we share in the work of home-building, we share in a greater, stronger St. Louis.