stLouISTAttorney General Raoul Leads Coalition Filing Brief To Protect Homeowners From Discriminatory Insurance Industry Practices
CHICAGO - Attorney General Kwame Raoul led a coalition of 15 state attorneys general in supporting the Department of Housing and Urban Development (HUD) in a legal challenge to HUD’s prohibition on housing practices that may appear neutral but in reality are discriminatory under the Fair Housing Act. The HUD regulation, known as the Disparate Impact Rule, has been formally in effect since 2013. “Accessible homeowners insurance is critical to ending housing discrimination,” Raoul said. “Insulating effectively discriminatory insurance policies and practices from federal liability would deal a significant blow to efforts made by states, including Illinois, to combat housing discrimination.” Courts have long recognized that the Fair Housing Act bars housing practices that, while not overtly discriminatory, have a disparate impact on individuals based on race, national origin or another protected characteristic. However, a group of companies that sell property
