Illinois Department of Insurance Releases 2026 Plan Year Rates for the Get Covered Illinois Marketplace
CHICAGO – The Illinois Department of Insurance (IDOI) released today 2026 Plan Year rates for the Get Covered Illinois Marketplace . Similar to national trends impacting states across the country, Illinois’ average rate increase is rising due to the devastating impacts of Trump’s budget bill, which will result in the loss of the federal enhanced premium tax credits (ePTCs) as well as a much higher rate of uninsured Illinoisans, thereby increasing the cost of care. While health plan availability and rates vary based on where consumers live, the statewide weighted average rate increase for individual plans is 28.8 percent compared to last year. These increases could be substantially reduced if Congress decides to extend the federal enhanced premium tax credits (ePTCs) which have played a pivotal role in lowering costs and driving enrollment increases nationally. Preliminary estimates would place the average rate increase in Illinois at approximately 10 percentage point
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